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Buying & Titling A Vehicle
Buying a Vehicle from a Car Dealership
Most dealerships can file all titling paperwork for you, and issue temporary registration and license plates. Be aware that car dealerships can charge a fee to file the paperwork for you, so you will want to check how much the fees will cost you.
If you decide to file the paperwork for yourself, go to a NYS Department of Motor Vehicles office and submit:
- All paperwork received from dealership at time of purchase, which could include but is not limited to:
- Manufacturer’s Certificate of Origin.
- Dealer’s bill of sale.
- Proof of payment of sales tax. You will need to pay the taxes at the NYS DMV office if you did not pay them at the dealership.
Buying a Vehicle from a Private Party
When purchasing from a private party, you will also be required to have your vehicle inspected. When you submit all of your paperwork, you will be given an extension sticker that allows you to get the vehicle inspected within 10 days of titling. If you register your vehicle at the same time, the registration will not be valid if you go past the extension.
Go to a NYS DMV office and submit:
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The New York Certificate of Title is an important document when you own a vehicle.
The title, or pink slip, serves as your primary proof of ownership for the vehicle. It will also contain important information, such as:
- The cars vehicle identification number .
- The year, make, model, color, and engine details.
- The last odometer reading when the title was issued.
- Any lienholder information.
- Information about the owners of the vehicle.
Youll need the New York car title in order to buy, sell, transfer, and register the vehicle.
Upon transfer of ownership or when you move from a different state, youll need to transfer the title with the New York Department of Motor Vehicles .
This page will cover the necessary steps to transfer a car title in New York.
For official resources and forms for completing a title transfer in New York, please visit the following link:
Once youve transferred the title into your name, youll be ready to get your New York car registration.
Getting license plates for the vehicle will typically involve:
- Getting a New York car insurance policy.
- Completing the necessary vehicle inspections.
- Paying your registration fees.
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How To Perform An Out
The New York out of state car title transfer process is a mandatory procedure that vehicle owners need to complete within 30 days of their move from another state. To successfully transfer an out of state car title, motorists may be required to satisfy certain requirements and prepare a list of mandatory documents.
After all documents are gathered and the proper forms are filled out, motorists can complete the procedure through the New York Department of Motor Vehicles . To discover more information about how to perform an out of state car title transfer in New York, continue reading the sections below.
When Is A Vehicle Title Transfer Required In New York
Auto owners must apply for title transfers for cars in New York under several different situations. For instance, in addition to transferring your vehicle title after obtaining it in a private sale, you will also have to complete a title transfer if the vehicle ownership is passed by means of inheritance or donation.
You will also need to apply for an NY title transfer for cars if you have received your vehicle as a gift.
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Will I Need To Go To Court To Transfer Ownership Of The Car
If the car is valued over $25,000.00, an executor or administrator must be appointed by the Surrogates Court to transfer the car. However, once an executor or administrator is appointed, the surviving spouse or children under age 21 may get the car from the executor or administrator of the estate by paying to the estate the amount by which the value of the motor vehicle exceeds $25,000.00.
You Will Not Get Your New Title At The Dmv
When you apply for a replacement title at a DMV office, you will NOT be issued the replacement title while there. All title certificates are printed in a secure facility in Albany and are mailed to the owner. For this reason, the fastest and easiest way to apply for a replacement title is to do it online.
Notice
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How Do You Transfer A Car Title In New York
Transferring a vehicle title in NY requires a few steps, documents, and fees:
Requesting A Duplicate Vehicle Title Online
When you are requesting a duplicate NY vehicle title online, you can do so only if:
- A vehicle title has not been processed within the last 15 days
- The address on your vehicle title and registration matches your current mailing address
- You own the vehicle title
- There are no other changes in the information listed on the vehicles title
If you meet these requirements, you are able to replace a title certificate online and apply. The online application discusses detailed instructions on the documents and payments you need to send.
Be advised, you cant use these online services if you meet any of the following criteria, and you need to:
- Order a duplicate vehicle title with the lien removed
- Order a duplicate vehicle title in the name of a deceased owner
- Order a duplicate vehicle title using a power of attorney
- Order a duplicate title for a boat
The new vehicle title will be mailed to you. The time it takes to process the new vehicle title depends on when you applied for it online.
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Transfer Of A Motor Vehicle To The Surviving Spouse
Question: My husband passed away a couple of months ago. All of our assets were held jointly except for one of our cars, which was held in his sole name. The car is worth about $20,000.00. What do I need to do to transfer the car into my name? Do I need to go to Court?
Answer: A little known but important property right for surviving family members is known as exempt property. Exempt property is property that passes automatically to a surviving spouse or children under the age of 21, regardless of whether the deceased person had a will or not.
For a car to be considered exempt property, it must be valued at less than $25,000.00. In your case, since the car is the only asset titled in your husbands sole name and it is valued at only $20,000.00, there will be no need for an estate proceeding in the Surrogates Court to transfer title to the car. The procedure to transfer the title and registration to you is actually quite simple and the New York State Department of Motor Vehicles requires only one form in addition to the standard forms to change the title and registration. The required form is the MV 349.1 and it must be submitted to the DMV with an original death certificate.
New Jersey Title Transfer Cost
Completing the New Jersey MVC transfer title process requires gathering and submitting documents. The cost to transfer a vehicle title in New Jersey is $60 for a standard vehicle. If the vehicle has a lien, the cost is $85. If there are two liens on the vehicle, the cost to transfer the title is $110.
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What You Need For Transfer Your Registration And Title From Out Of State
You must register your vehicle in Massachusetts as soon as you become a Massachusetts resident. The law does not provide a grace period.
To transfer a registration and title from out of state, you will need the following:
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Proof of Massachusetts insurance through the Registration and Title Application with insurance stamp and signature
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Proof of ownership through certificate of title or if a lien exists on the vehicle, your registration from previous state
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The following states issue a title even if a lien exists: NY, KY, MI, MN, MD, MO, OK, and MT
Correct payment
Car Title Transfer Fees In New York
An important step when transferring a car title in New York is arranging payment for the applicable registration and titling fees. The main cost of the auto title transfer process includes a titling fee of $50 and the corresponding sales tax payment, which varies based on the vehicle value.
However, since both the NY title transfer and the registration procedure are often completed simultaneously, you will also be required to pay the corresponding registration fee and the costs for your license plates.
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Transferring A Vehicle Title With A Lien In New York
Congratulations! You paid off your vehicle loan. After you pay off your vehicle loan, you need to remove the lien and lien holders name from the vehicle title.
Contact the lien holder and have them provide the NY DMV with a notice stating that you paid off your vehicle loan and no longer have a balance. The lien holder can:
- Send a Notice of Recorded Lien A lien holder official can complete this form and send it to you to submit to your local NY DMV office. You need to contact the NY DMV about receiving this form.
- Official Letter: The lien holder can send a letter notifying the NY DMV that you have paid off your loan on the vehicle, but for this letter to be accepted by the NY DMV, it must be written on the official letterhead of the lien holder, and an official of the company must sign the letter. The signature must be notarized if the official is not a loan officer. All the vehicles information must be provided.
Once you have one of these documents, you must send the following to the lien release office:
- The original vehicle title certificate
- The lien release document
- A check or money order for $20
Send these documents and payment to the following address:
Lien Release6 Empire State PlazaAlbany, NY 12228
You will receive your vehicles title in approximately 90 days after sending the necessary paperwork.
Information And Documents Necessary To Transfer A Title In New York
Meeting the New York title transfer requirements is a mandatory step when transferring an auto title of a newly purchased vehicle. The standard criteria to transfer your car title in NY include submitting certain documents and paying the applicable titling and registration costs.
However, the information and paperwork necessary for the transfer of a car title may differ depending on the nature of the ownership transfer. For instance, the document and information requirements to complete the NY vehicle title transfer and register the vehicle after a private car sale are outlined below:
- A properly assigned title certificate containing the sellers and the buyers personal information and signatures, the date of transfer and the odometer and the damage disclosure statements.
- A separate odometer statement, if this information cannot be provided on the title certificate.
- A signed bill of sale and a lien release form, if required.
- The DMV transaction statement.
- A DMV-issued identification document, such as a drivers license.
- A completed title application.
Note: In the event of a lost or damaged title certificate, the seller must obtain a replacement title certificate in order to transfer the vehicle ownership to the buyer.
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Transferring The Title Of A Vehicle Purchased From A Dealership
When you purchase a vehicle from a dealership in New York, the dealership usually handles the vehicles paperwork on your behalf. You will receive a temporary registration and license plates from the dealership. Be advised that car dealerships may charge a fee to file the paperwork on your behalf, so make sure youre aware of these fees.
If you choose to file the vehicles paperwork yourself, you need to visit your local NY DMV office and submit:
- All paperwork received from the dealership at the time of the vehicles purchase, which can include:
- Manufacturers Certificate of Origin
- Dealers bill of sale
- Proof of payment of sales tax
What Are The Ky Title Transfer Fees
Titling fees in Kentucky vary by county. For specific title transfer fees, contact your county clerk. Your title will generally be prepared and sent to you within 5 business days of its receipt, provided it is complete and accurate.
You can pay an additional $25 for speed title services . A speed title must be made available to you within 1 business day of the Kentucky Department of Vehicle regulation receiving notification of your title application.
You can also expect to pay a sales tax of 6% of the retail value of your car, or 6% of the purchase price.
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Making The Actual Title Transfer
Transferring a car title to another owner is a relatively standard process across the country but exact laws vary by state, so be sure to confirm the process with your local DMV. First, request that the seller assign the current title to you with a notarized signature. Youll need to submit this along with a completed title application and an odometer disclosure agreement. You may also be charged a fee. Then, use the following details to help you correctly maneuver the title transfer process.
When buying from a dealership, the dealership will locate the title for you. If you are paying for the car yourself, the dealer will provide you with the title and coordinate the rest of the paperwork, like the odometer disclosure. If you are financing the vehicle, theyll send the title to the lender.
When buying from a private seller, expect a slightly more complex process. If the seller has paid off the vehicle and has full ownership, the steps are simple. You just need the owner to sign the sellers section of the title and give you a bill of sale, then submit the necessary paperwork to the DMV. If youre financing the vehicle, see Buying a car with a lien below.
When you’re the seller
- Provide a copy of the title to confirm lien and ownership status
- Assign the title to the buyer, providing a notarized signature if necessary
- Give your contact information to the buyer, and quickly respond to their inquiries
Buying A Car With A Lien
If youre financingeither because there is still a lien on the vehicle from the original purchase or because you took out a loan to pay the sellerthe lienholder must be added to the title. You can do this yourself, or you can have the DMV take care of it. Remember, you also need to notify your insurance company if you purchase a car, especially if it has a lien on it, as it can have an impact on your insurance rates.
The seller should provide you with the appropriate financial information needed to complete the transfer. For this reason, its vital that the seller provides you with reliable contact information so you can stay in touch with him or her throughout the buying process.
If you have additional questions on the vehicle title transfer process, or are looking for information specific to your state, each states Bureau of Motor Vehicles website will provide comprehensive information.
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What Do You Need For A New Jersey Title Transfer
When a vehicle changes hands or if you move to a new state, you need an updated title. To do a New Jersey title transfer, youll need:
- The original title, signed by the buyer and seller
- If buying a vehicle, you must submit a Vehicle Registration Application and go to your local New Jersey Motor Vehicle Commission office.