Tuesday, July 9, 2024

What Rental Car Companies Take Debit Cards

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Using A Debit Card for a Car Rental – Five Things to Know

There are bad people in the world, and while you may not be one of them, they exist and pertinent to this post they rent cars. Some nefarious renters need a rental car but have only enough money to rent for one day, though they need the vehicle for far longer. If one presents a registered but pre-paid debit card or from an account where deep personal information was not collected, the renters really dont have much incentive to return the car on time and in good shape.

Some rental cars are rented to conduct criminal activity. Often if a rental car reeks of marijuana, its not someones medicine in their pocket the car has been used in illicit transactions to make the criminal less easily tracked. In many of those cases, someone other than the entrepreneur is the renter who is compensated a small amount for being the face of the transaction.

Some rental cars never come back and from those in the know, thats rarely from those who have presented a credit card at checkout.

Whats The Matter With Debit Cards

When customers rent a car with a debit card, the rental company assumes added risk. Remember, debit cards require the cardholder to be present to enter their PIN number to make charges, while a; can be billed without the holder being present.

A renter could return a car with small dings that the insurance policy wont cover, or the customer could incur parking fines, toll fees or other expenses. If the rental car company has no customer credit card to bill, it might have to swallow those costs. Whats more, if you dont have a credit card, it signals to rental companies that you could be a credit risk.

Why Rental Car Companies Avoid Debit Cards

Many rental car companies prefer not to let customers use debit cards because it increases the risk they take on when renting to you.

Unlike a credit card, a debit card only has as much money on it as you put in your bank account. If you cause serious damage to the rental car and the charge is declined, the rental car company will be on the hook for the difference.

In addition, some debit cards require you to enter your pin each time a charge is made, which can lead to problems if you skip town after you return your rental car.

Having a credit card also shows the rental car company that a financial institution trusted you enough to extend you a line of credit, which makes you a safer risk for renting a car.

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What Happens To My Debit Card Hold If I Extend My Rental Period

It’s perfectly fine if you change your rental period. You just need to contact a Budget reservation agent at 800-527-7000 on or before the return date. We will assess a $10 service fee for the extended rental and place up to three additional holds on your card to cover expected rental charges. When you return the car, the holds will be released and youll be charged the actual rental costs.;

If you choose to extend your rental, your original rental rate may no longer be available.;

Some Vehicle Types Cannot Be Rented If You Present A Debit Card Instead Of A Credit Card

What rental car companies accept debit cards

Rental car company debit cards accept. Yes you can rent a car with a debit card if you are at least 25 years old and are prepared to have an authorized hold placed on your account for the duration of your reservation. Thrifty accepts American Express MasterCard Carte Blanche Visa Diners Club Discover JCB China Union Pay and some debit cards. We may place an authorized hold on your creditdebit card to cover the estimated rental charges plus up to USD 20000 for credit card and 500 for debit card for any additional charges that may be incurred.

Renting a car with a Debit Card DebitCheck cards are considered to be any non-credit card bearing the VISA Mastercard or Discover logo. This is in order to vet you as a debit card renter for creditworthiness. Corporate Dollar locations you can rent a car with a debit card.

Budget accepts credit cards debit cards or cash when you drop off your rental. The hold deposit for renting with a debit card at Thrifty is a minimum of 200. Can you rent a car with a debit card.

A minority of rental car companies will accept cash payments but they will likely require you to submit a cash deposit identification card and subject yourself to a credit. Budget Car Rental Budget accepts debit cards as well however not in all locations. Avis locations accept debit cards with the Visa or MasterCard logo as credit identification at the time of rental if you are at least 25.

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Extra Steps To Rent A Car With A Debit Card

Rules about renting a car with a debit card vary not only by company but by location. For instance, Budget says that some of its offices allow debit cards, while others accept them only to settle a bill at return time, not at pick-up. Its a good idea to call the specific rental office where you plan to pick up your car to ask about its policy.

No matter where you rent with a debit card, expect to comply with one or more of the following requirements:

The Platinum Card From American Express

The Amex Platinum offers instant status in three rental car company reward programs and robust secondary car rental loss and damage insurance. It also offers up to $200 in Uber credits to get you back home or drive you to a far-away parking lot for your own car and has no foreign transaction fees.

  • Secondary rental car insurance including $5,000 if injured in an accident, up to $300,000 in death or dismemberment coverage, $1,000 per person to a max of $2,000 in lost or stolen property and $75,000 for theft or damage to the car.
  • Discounts and upgrades with Avis
  • Complimentary Executive Emerald Club membership with National
  • Free enrollment in Hertz Gold Plus Rewards and one free car upgrade past intermediate class

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Renting A Car With A Credit Card

A credit card must be presented with available credit, in the renters name. The signature must match the name imprinted on the card and the signature on the car rental agreement. For online reservations, the number and name printed on the card presented must match the name and number stored for the online reservation.

  • ;American Express®, Mastercard®, VISA® and Discover® Network;
  • :;American Express®, MasterCard®, and;VISA®
  • ;American Express, Mastercard, VISA, Diners Club and Discover Network.

See below for information on;how to rent a car without a credit card.

Collecting Your Car Hire With A Debit Card

Sixt Credit and Debit Card Procedures

When you collect the car, the car rental company will usually charge the following amounts to your credit card or debit card…

  • The insurance excess – this is the amount that is held on your card in case the car is damaged or stolen. The amount varies significantly dependent on the vehicle type and location . This amount is usually held on your credit card as something known as a pre authorisation. This means that the money is held on your card rather than taken, so you dont pay interest on the amount but the available balance of your credit card is reduced. However, If you book your car hire with a debit card this amount will be taken from your bank account and returned once you return the car.
  • The fuel deposit – All of the car hire we compare includes a fair full to full fuel policy. This means youll leave a deposit on your credit card for a full tank of fuel. When you return the car with a full tank the amount is refunded. If you choose to collect your car hire using a debit card, this amount will be taken from your bank account and refunded when you return the car.

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Restrictions Requirements And What To Know Before You Rent

Are you planning on renting a car in the near future? Whether you’re making a reservation online or renting in person at the counter, the easiest way to pay is usually with a credit card.

But what if you don’t a credit card? Can you rent a car with a debit card?;

The short answer is: It depends. Learn what happens when you rent a car with a debit card.

Car Rental With A Debit Or Credit Card

Most car rental companies in Iceland require customers to have a valid credit card to be able to rent a car. Lotus Car Rental, on the other hand, allows customers to rent a car with just a debit card. Debit cards are accepted through our online booking system and are perfectly sufficient to secure a rental car without a credit card. Bookings are still accepted through a credit card.

If you choose to pay with a debit card rather than a credit card, a deposit of 150.000 ISK will be charged to your debit card upon arrival. The deposit will be refunded in full within 3-9 business days when the car is returned and evaluated by our team to be in good condition.

However, this deposit amount can be reduced by purchasing one of our insurance packages. Choosing to purchase the Gold Insurance Package with the car will reduce this deposit amount to 65.000 ISK . Purchasing the Platinum Insurance Package means that no deposit is required to hire the car.

We accept all major debit and credit cards including Visa, Mastercard, American Express, Diners Club, and Union Pay. If you wish to use a different debit card, please check with us in advance of your arrival that it will be accepted. We do require all debit cards to be issued in the name of the main driver of the rental car and to be valid throughout your rental period.

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Where Can I Rent A Car With A Debit Card

Different rental companies have different rules regarding what youll need to pick up a vehicle. While youll always need a valid drivers license, for instance, credit card requirements will vary. Most suppliers will not rent a car to you without a credit card, but almost every major city has at least one company that will allow you to rent a car with a debit card.

Rather than spending hours calling different companies and looking for one that will allow you to use a debit card to rent a car, simply book with Auto Europe and let us do the hard work for you! We accept all major forms of payment and, thanks to our special relationships with all the best car rental companies, our experienced agents can help you find a rate with a supplier that allows debit card car rentals.

Use our easy 3-step booking engine at the top of this page or give us a call any time, 24/7 and toll-free at 1-888-223-5555, to speak with a member of our team.

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How To Rent A Car With A Debit Card

Which Car Rental Companies Accept Cash or Debit Card ...

The majority of rental car companies require a credit card to pick up their vehicles, but it is possible to rent a car with a debit card, and Auto Europe can help. Auto Europes unique partnerships with major car rental companies around the world allows us to quickly identify local companies that will accept your debit card to reserve and pay for your vehicle. It doesnt take much extra time to rent a car with a debit card, and you can typically book over the phone with Auto Europe in as little as 5-15 minutes. The amount of money it takes to rent a car with a debit card will vary depending upon the particular details of your rental agreement, but in many cases it wont be significantly more costly than it would be to rent with a credit card.

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Two Types Of Acceptance

As you check out the policies for different rental car companies you will notice that there are often two types of acceptance for debit cards/cash.

The first type of acceptance is credit identification and the second is final payment acceptance .

Each rental car company will have its own unique policy for these two different types of acceptance so you really want to make sure you are familiar with the details when you rent a car.

Can I Use Cash For A Rental Car

A few rental car companies allow you to pay with cash, though youll still need a debit or credit card to make the reservation. Some Enterprise locations allow you to do this and Dollar accepts cash for car rentals in most states if youre at least 20 years old, complete the Cash Deposit ID Card application and pay a $15 processing fee. It can take 30 days to process this application, so youll want to plan way in advance if youre choosing this option.;

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Debit Card Car Hire Payment Restrictions By Country


If youre looking to hire a car outside of the UK but dont have a credit card, it may be difficult for you. Many countries in Europe require you to pay for your car rental with a credit card, whereas America may be a bit more lenient. For information about payment methods for each country, visit our Rental Information page and select your destination from the drop down menu.;

Northern Ireland

Payment with the drivers own Mastercard or VISA debit card is possible for online pre-paid rentals. Debit cards may not be used to cover the deposit, unless the Top Cover LDW has been purchased.


Debit cards with available funds may be accepted at certain Sixt locations with two forms of government-issued IDs and only if you are able to provide a return airline ticket.

Restrictions On Car Type

Where Can I Rent A Car With A Debit Card?

Some rental companies offer a limited vehicle selection to customers renting with a debit card. For example, Thrifty does not allow customers to rent luxury cars, SUVs or other specialty vehicles using a debit card. This limits the company’s liability if something happens to one of the vehicles and you are unable to pay the damages.


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No Credit Card No Problembudget Is Debit Card Friendly

When you rent from Budget Atlanta, you have options. Want to use your debit card? No problem! Well take care of you with a wide range of makes and models.

What do you need to rent with a debit card? A valid drivers license, proof of address, and third form of identification. See our full Terms and Conditions for more information. Airport locations may vary.

Use promo code: DEBIT

Terms and Conditions: Vehicles available using a Debit Card at participating Budget Car and Truck Rental of Atlanta locations. No pre-paid, loadable or payroll cards are accepted. Renter must be 25 years or older to use Debit Card as form of payment. Offer based on U.S. currency. Taxes, concession recovery fees, vehicle license recovery fee, and customer facility charges may apply and are extra. Optional items such as LDW are extra. Refueling is extra. Offer is subject to vehicle availability at the time of rental and may not be available on some rates at some times, including some online rates. Offer cannot be used for one-way rentals. Offer may not be used in conjunction with any other discount number, coupon, promotion or offer and is subject to change without notice. Renter must meet Budget age, driver and credit requirements. Rate surcharges apply during peak periods. Offer may not be available during blackout periods.

Rental Car Companies That Accept Debit Cards

Most rental car companies have adopted policies that allow customers to use a debit card, but also apply restrictions on their use, primarily because debit cards do not offer the companies the same level of security as credit cards. However, debit cards may not be accepted at all the company’s locations, so it is important to check with the rental company before leaving home to avoid an unpleasant surprise at the rental counter.

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Avis Car Rental Debit Card Policy

Avis accepts debit cards without extensive paperwork like other rental companies. Avis will even accept prepaid gift or debit cards as forms of payment at some locations when you return the car.

Make sure to contact the rental office directly to see specific location policies regarding payment. Keep these restrictions in mind:

  • You must be 25 years of age per their company policy.
  • You must have enough money in the account linked to your Visa or Mastercard debit card at the time that you pick up your rental. Otherwise, Avis will put a hold on the funds in your account.
  • Avis requires credit card only payment on certain premium model vehicles. Accepted credit cards include Avis Charge Card, American Express, AT&T Capital, China Union Pay, Diners Club International, Discover, GE Capital, JCB, and Sears cards.

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