Factory Warranties Vs Auto Insurance
Another common and incorrect assumption vehicle owners often have is that auto insurance will pay for vehicle repair work. While some auto insurance policies do cover the costs of repairs after accidents and other incidents, they dont apply in all cases.
In fact, there are several different types of auto insurance, some which have nothing to do with vehicle repairs at all. The types that do include:
- Collision: This type of insurance covers basic repairs when a collision with a car or other object has occurred. The unique thing about this coverage is that it will cover repair costs when you are at fault, meaning you caused the accident in the first place. If you arent at fault, then the other drivers insurance will likely cover the costs.
- Comprehensive: Going beyond mere collisions, comprehensive auto insurance covers your vehicle from damage caused by other uncontrollable incidents. Fire, flood, vandalism, hail, and falling rocks and trees are all usually covered under this type of auto insurance. Once again, comprehensive insurance doesnt extend to mechanical failures or the wear and tear that develops as a vehicle ages.
- Glass Coverage: This is additional insurance coverage that deals specifically with damage caused to the windows on a vehicle. Basically, any time the glass needs to be repaired or replaced, this insurance will cover the damage.
There are other auto insurance policies that dont involve vehicle repairs:
Types Of Car Warranties
When you purchase a car, be it brand new orused, you need to know that it can go the distance. So, a vehicle warranty is incredibly important arguably, its asessential as your home insurance. Moreover, its your safety net andsometimes the only thing you can rely on when something goes wrong with yourcar.
There are two most common types of warranties adjustment and manufacturer. Also, there are some key differences between the two and what they cover.
How Do I Know If My Battery Is Still Under Warranty
Battery WarrantiesCheckcar’s warrantydetermine the warrantyforbatteryIfbatterystill covered by warrantythe warranty
. Simply so, how do I know if my car battery is still under warranty?
Furthermore, how does battery warranty work? Let’s suppose a battery has a five-year warranty, with the first two years offering free replacement. That means if the battery fails anytime within the first two years of service, it is replaced for free. After those first two years, a pro-rated fee is assessed for the replacement.
Likewise, people ask, are batteries covered under warranty?
Usually, the battery is covered by a manufacturer’s warranty but not a used-car or dealer warranty. However, new replacement batteries have a manufacturer’s warrantybatteries from the NRMA, for example, come with a three-year warranty.
Do you need a receipt for battery warranty?
If you bought an EverStart battery which is a Walmart house brand, most likely they will honor the replacement and warranty even without the receipt. They will look into the serial number, and the date of purchased and they can quickly look it up into their system even without the original receipt.
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Do You Know What Your Factory Warranty Coverage Is
Knowing what coverage major auto manufacturers offer under their factory warranty is critical. Whether its a bumper-to-bumper warranty, a powertrain warranty, or even corrosion, or emission warranty coverage, its important to know whats covered on your make and model vehicle. Below is a list of auto makers with links to information as to the coverage they offer under their warranty. There is also a link to an interactive, visual representation of that warranty coverage. Choose See your warranty in action, and follow the prompts to get a visual explanation of the factory warranty coverage on the vehicle you choose.
When a consumer understands the type of coverage and term of coverage offered by the manufacturer of their vehicle, making a decision on a vehicle service contract or other ancillary products becomes much easier.
How Many Miles Are On The Odometer
How many miles a vehicle has on the odometer matters when determining whether the warranty is valid. This is because most auto warranties have miles limitations. For instance, as you can see from the chart above most basic warranties only last for 36,000 or 50,000 miles.
The odometer is located right behind the steering wheel on the instrument panel. You may have to turn the key in the on position to power the vehicle to see the numbers displayed on the odometer. If youre past the mile limit outlined in the warranty then your vehicle is no longer covered under the warranty.
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What Is The Warranty Duration For Genuine Nissan Accessories
Genuine Nissan Accessories are covered by Nissan Limited Warranty on Genuine Nissan Replacement Parts, Genuine Nismo S-Tune Parts, and Genuine Nissan Accessories for the longer of 12 months/12,000 miles or the remaining period under the 3-year/36,000-mile Nissan New Vehicle Limited Warranty. Terms and conditions apply. See your Warranty Information Booklet for details.
What Does A Factory Warranty Cover
A factory warranty covers your car after mechanical breakdowns for a certain time period or mileage term. The manufacturer pays for repairs outlined in the warranty contract. Factory warranties may include powertrain, maintenance, corrosion and emissions coverage.
With almost any new vehicle or certified pre-owned purchase, your car comes with a factory warranty . Like an insurance plan, your factory warranty protects your car, but for different circumstances. Your cars warranty protects from mechanical breakdowns that occur, while insurance protects you in case of a collision.
Most factory warranties are actually a number of smaller warranties wrapped into one contract. Lets take a closer look at the different warranties you might encounter.
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Do The Following To Check If Your Car Has An Extended Warranty:
1.Check the paperwork that came with the purchase of your vehicle. It will say either VSC or Vehicle Service Contract. If you do not see any paperwork, you can also call the dealership where you purchased the vehicle and ask them if you have one.
2. Look for the expiration of the policy. The expiration of the policy will be listed as years OR mileage on the odometer whichever comes FIRST.
3. Check the odometer on your car to see how many miles your car has. If you are beyond the expiration date OR mileage your warranty is expired.
It is very important to know that the expiration is date or miles whichever comes first. For example, if the warranty is 5 years or 100,000 miles on the odometer and it has been 5 years since purchasing the warranty, it is expired even if your odometer is only at 85,000 miles.
Do not wait until your current warranty is expired to take out a new policy. New policies will have a waiting period before you can make your first claim, typically at least 30 days and 1,000 miles on the odometer. You do not want a lapse in protection, that is usually when something will go wrong.
Dont wait until it is too late! We can help you with keeping your vehicle protected. or contact us for your free Vehicle Service Contract quote.
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How Long Does A Car Warranty Last
Car warranties operate for a set period of time or a set distance in miles. The typical auto warranty coverage is 3-years/36,000 miles meaning a warranty that covers needed repairs in the first three years you own your car, or for the first 36,000 miles you drive it, whichever comes first.
And for most of us, the mileage limit comes first.
The industry standard of equating one year of warranty coverage to 12,000 miles of driving is a bit outdated. The United States Department of Transportation now estimates that the average American drives 13,500 miles in a year. So, most of us are exhausting those 36,000 miles before three years have passed.
A recent study found that the average new car on American roads is now over 12 years old, so many of us are driving well past the end of our original warranties.
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Common Questions Regarding Car Warranties
Q: Can I check my car warranty online?
Accessing your cars warranty information is simpler than ever. You can use resources like CarFax to find out about your vehicles warranty. All you have to do is go to the website and enter the VIN.
Q: Are used cars still under warranty?
This is a popular question. The only time a used vehicle will have a warranty is if the original factory warranty has yet to expire or its covered by an extended warranty. Certified Pre-owned vehicles are covered by a warranty thats included in the cost of the vehicle. However, if youre purchasing a used car thats more than five years old, chances are its not covered with a factory warranty unless extended warranty coverage was purchased for the vehicle.
Q: What does a factory warranty cover?
A factory warranty covers systems or parts that may break down due to the manufacturers design. Its important to note that the factory warranty doesnt cover basic car maintenance and repair such as brakes, tires, and oil changes.
Q: Do you need a warranty on your car?
A factory or manufacturers warranty serves as an insurance policy that ensures that your car is covered by the manufacturers defects. An extended warranty may not be necessary if you are leasing a vehicle or if you dont plan on keeping your vehicle past the length of the factory warranty.
How Much Does An Extended Warranty Cost
Unfortunately, its nearly impossible to determine the average cost of an extended car warranty. They can cost anywhere from a few hundred to a few thousand dollars per year.
Some of this variance is reasonable. Replacing common parts on a pricey European luxury car costs significantly more than replacing the same parts on a mainstream domestic car, for instance.
Some of this variance comes from unscrupulous providers overcharging for warranties of dubious value.
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Car Warranties Dont Cover Normal Wear And Tear
Some parts of your car are expected to wear out regularly. Car warranties only pay to replace these parts if they wear out ahead of schedule. For example, depending on the model of the car, its normal to replace brake pads every 25,000 to 70,000 miles. A car warranty will generally not cover that cost.
Since wear and tear isnt covered by your warranty, the cost will be completely on you to pay. To avoid paying more than necessary, try our Auto Repair Estimate tool to help you determine the price range for your repairs.
If, however, your car was to need brake pads after just 10,000 miles, the warranty would likely cover the cost of the new pads, and the cost of figuring out what part of the brake system is malfunctioning to wear them out so fast and fixing that as well.
Extended Warranties Can Cover:
- All major vehicle systems: If you purchase a bumper-to-bumper extended warranty, most parts of your vehicle are covered, including the air conditioning.
- Powertrain: The engine, transmission, and other key parts of this system are covered.
- Roadside assistance: Many extended warranties include around-the-clock roadside assistance, which can include towing, trip interruption service, and more.
- Normal wear and tear: While factory warranties cover defective materials or workmanship, some extended warranties also cover repairs and replacements from regular use.
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What Is Nissan New Vehicle Limited Warranty And What Does It Cover
Most Nissan vehicles come with Nissan New Vehicle Limited Warranty coverage, sometimes referred to as factory warranty, lasting 36 months or 36,000 miles, whichever comes first.
Nissan New Vehicle Limited Warranty includes Basic, Powertrain, Corrosion, Towing, Adjustment and Refrigerant Recharge Only coverage. Full details can be found in your Nissan vehicle’s Warranty Information Booklet.
Visit Manuals & Guides to find the model-specific Warranty Information Booklet for your Nissan.
Do You Need An Extended Warranty
If your warranty is about to expire or is no longer active, you might want to look into an extended warranty. Extended warranties, also known as vehicle service contracts, can be purchased from your vehicle manufacturer or a third-party company.
A manufacturer extended warranty can be purchased from the dealership and will kick in when your factory warranty expires. Every carmaker has different coverage options, but the plans will typically act as an extension of the powertrain warranty or bumper-to-bumper warranty you already had.
You can also purchase an extended warranty plan from a third-party company. If you decide to go this route, we recommend that you look into reputable extended warranty companies like Toco. Toco provides three different levels of extended warranties to choose from that range from basic to comprehensive coverage.
With Toco, you can take your vehicle to get serviced at any certified repair shop or dealership, which is a nice perk compared to manufacturer-backed extended warranties that require drivers to have their vehicles serviced at a dealership or brand service center. You can get a free quote from Toco by visiting TocoWarranty.com.
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Recall Repairs Are Always Free With And Without A Warranty
Some defects can make a car unsafe to drive. When a manufacturer learns of a serious safety defect, federal law requires them to issue a recall order, attempt to contact every owner to notify them of the problem, and repair it for free.
Recall repairs are always free and never expire. If you learn that your car was recalled to fix a safety defect 22 years ago, you can still bring it to the dealership to have that problem fixed at no cost.
If you want to check if a recall has been issued for your vehicle, you can use our Car Recall tool.
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What Is Powertrain Warranty And What Does It Cover
The Powertrain coverage period is 60 months or 60,000 miles, whichever comes first. This warranty covers any repairs needed to correct defects in materials or workmanship.
Powertrain coverage applies to components listed below under the headings Engine, Transmission and Transaxle, Drivetrain, and Restraint System, supplied by Nissan subject to the exclusions listed under the heading “WHAT IS NOT COVERED” in your Warranty Information Booklet.
ENGINE: Cylinder heads and block and all internal parts, rocker covers and oil pan, valve train and front cover, timing chain and tensioner, oil pump, water pump and fuel pump, fuel injectors, intake and exhaust manifolds and turbocharger, flywheel, seals, and gaskets.
TRANSMISSION AND TRANSAXLE: Case and all internal parts, torque converter and converter housing, automatic transmission control module, transfer case and all internal parts, seals and gaskets, clutch cover and housing, A/T cooler, and electronic transmission controls.
DRIVETRAIN: Drive shafts, final drive housing, and all internal parts, propeller shafts, universal joints, bearings, seals and gaskets.
RESTRAINT SYSTEM: Air bags and related electronic control systems.
Visit Manuals & Guides to find the model-specific Warranty Information Booklet for your Nissan.
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Follow The Service Schedule Specified In Your Warranty
Most warranties require consumers to have their vehicles serviced at regular intervals. Make sure to follow this schedule otherwise your warranty may be voided.
Step 1: Service your car regularly. Have your car regularly serviced and be sure to use recommended products in your car.
Step 2: Keep your service records and receipts for all services. Having a folder specifically for these records is the best way to keep them in one place so that they will be easy to find if you need to present them when using your warranty for a repair.
- Note: Many warranties cover brand specific parts and products. However, it is illegal for a warranty company to deny a claim just because you decided to use a recycled part or aftermarket part . If the part was installed incorrectly, or malfunctions and damages another part of the car, then the warranty may be voided.
Factory Vs Cpo Warranties
One question that often comes up is whether a used car is covered by a factory warranty. Unless the original warranty hasnt expired yet, most used vehicles have no coverage. The only other exception is with certified pre-owned vehicles that come with some kind of new warranty coverage.
Almost all automakers have some kind of certified pre-owned program where they take slightly used vehicles, make sure they still work, and then sell them again with a new warranty.
This type of program is meant to give you more peace of mind about buying a used car. When you buy a used vehicle, its hard to know what condition its in or what issues it may have. There is always a chance that youre buying a vehicle that will require a lot of repairs to run.
Certified pre-owned programs eliminate the usual risks of buying used with the inspection process. Each automaker has a different inspection process, but almost all of them are thorough enough to check the most important systems of a vehicle.
Most CPO programs also limit eligible vehicles to ones that are a couple years old and that have a small number of miles on the engine. Better still, the CPO vehicle will also come with a new warranty that completely replaces the original factory coverage. This means you wont have to choose between a factory and CPO warranty. Instead:
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Whats The Difference Between A Car Warranty And Insurance
Car insurance and car warranty are two different types of protection. A car warranty is designed to cover mechanical issues and labour on your vehicle caused by defects or issues with parts. Car insurance on the other hand, will cover the costs of repairing your vehicle if it is damaged in a collision, natural disaster, fire, or theft.
Car warranty can be negotiated at the manufacturer, while insurance is handled by an insurer. Even though both have specific areas of coverage, one should not be ignored over the other.
Driving without insurance is illegal, but car warranty is by choice. Insurance will not pay for your car breaking down or mechanical issues, but there are various types of premiums to cover your driving habits.
