How To Check If A Car Is Stolen: 4 Possible Red Flags
The average American spends nearly $40,000 on a new car. Thats a pretty astounding number, since most financial experts recommend you spend around 10% of your monthly income on a car. So its understandable to want to look for a deep discount when shopping for a new set of wheels. Sadly, this is an industry where something that seems too good to be true, usually is.
Maybe theres a reason to cheer if you come across a great car being offered at a bargain-basement price. But theres also a chance the car could be stolen.
Wondering how to try and see if a car may have been stolen? Here are a few simple ways that may help.
How Long Does It Take For The Insurance Company To Pay Out On Your Stolen Car
A 2: If you’ve had the comprehensive insurance for your car, you should file a “car stolen” insurance claim at once. The insurance company will investigate the case before paying out for your loss.
Car insurance companies typically have a waiting period of 30 days, before they will pay a stolen car claim, as it gives time to see if the car would be recovered.
If your car is recovered but comes back damaged, the car insurance company will determine whether the car can be repaired or is a total loss. If your vehicle is considered as a total loss, you’ll get the actual cash value of your car from the company.
If your stolen car reappears after your insurance settlement, your insurance company will retain the ownership of the vehicle. The vehicle would be sold for salvage or at an auction.
You can buy your stolen car back if the laws and the insurance company’s guidelines allow.
How Do You Track Your Vehicle When It Is Stolen
You can track your stolen car only through your tracking company. The tracking companies usually install GPS trackers that allow them to recover the vehicle. However, you should also understand that modern thieves are now using Relay Attacks and Signal Jammers. The latter blocks the signal from the tracking device, hindering a warning being alarmed during the theft. Once a car is stolen and reported to the UK Police, the authority registers it in the Police National Computer . It may also get marked on Motor Insurance Anti-Fraud Theft Register database. To query the PNC and MIAFTR, you need to run a stolen vehicle check.
However, not all stolen car checks could be accurate. Car Analytics police stolen vehicle check is 100% correct offering up to £40,000 data guarantee on each report.
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How Long Does It Take For Police To Find A Stolen Car
A 4: It depends on the region where your car was stolen and whether you could offer additional useful clues like security camera footage for the police to find missing cars.
For example, a shirtless guy was caught on Reolink security camera RLC-410 punching the car window at the middle of the night, and thanks to the surveillance footage, the police managed to catch the guy soon.
How To Check If A Vin Number Is From The Stolen Property List
Buying a stolen vehicle is probably one of the worst things that can happen to a car buyer. You can lose thousands of dollars, end up involved in lawsuits and even run the risk of being arrested if the cops catch you driving the vehicle before you discover it was stolen. Stolen vehicles are one of the reasons that getting a vehicle history report has become increasingly popular amongst buyers of used cars. A vehicle history report uses your vehicle’s VIN number to pull up information about it, including its insurance claim and theft history.
Get the vehicle identification number for the vehicle you want to check the history of. The VIN number is the 17-digit number that is used to identify each unique vehicle. The car should have the VIN number on several areas of the body, including a stamped plate on the dashboard and printed on a sticker that is located inside the door jamb on the driver’s side of the car.
Go to the National Insurance Crime Bureau website and enter the vehicle’s VIN number into the VIN check function. Agree to the NICB’s terms and complete the captcha. By hitting search, you are running the car’s VIN number against a database of vehicles that have been stolen or severly damaged. The NICB VIN check function is available free of charge and will give you the answer you are looking for.
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What Information Does A Stolen Car Check Include
The details you’ll receive from this inspection include a report showing the car’s stolen status i.e. whether someone has stolen the vehicle in the past. If someone has stolen the vehicle, the report will offer you the date of the theft and the police contact information if it’s available. Normally, the stolen car check comes with a comprehensive vehicle check package, which offers you an extensive amount of other valuable information as well.
How To Check If A Car Is Stolen By Vin
Well, most car history platforms in the UK would reveal the stolen status of a vehicle only when you give them the vehicles registration number . However, a few sites claim to offer stolen info through VIN.
The Auto Experts will tell you the stolen status when you give us the car registration number. Sorry, we cannot provide this information through VIN.
The fastest way to know a vehicles stolen status is to run our car reg check. It will not only reveal stolen data but will also identify outstanding finance, insurance write-off status, VIN cloning, clocking, number plate change and keepers history, imported status, and so much more.
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What Happens If I Buy A Stolen Car
Consider yourself in serious trouble if you purchase a stolen vehicle without bothering about vehicle check. It is not a myth that stolen vehicles are repossessed and leave you empty-handed. If it is my car stolen, the Police and the insurer will put a stolen marker on it, meaning it will be flagged by ANPR cameras as soon as it goes out on the road. The Police will recover the vehicle from you, and it will go back to its original owner .
You must also understand that you may not be able to recover even a single penny on a stolen car. If you have a valid insurance policy and had bought the vehicle in good faith, the insurer may reimburse some of the cost of purchasing the car. However, in most cases, we have seen insurance companies avoid payouts. You got to have a very valid reason for buying a stolen car.
Check With The National Insurance Crime Bureau
Once you have the car’s VIN, you can quickly check whether the vehicle is stolen using the VINCheck tool provided by the National Insurance Crime Bureau, or NICB.
Navigate to the NICB website and enter the VIN on the VINCheck page. Once you accept the terms and conditions for the free VIN check and submit the form, the website will inform you whether the VIN is associated with a reported stolen car. If the vehicle is in the database, you can call the NICB or law enforcement to report that a stolen vehicle is for sale. However, the NICB advises not to confront the seller if a VIN comes back associated with auto theft.
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S After Your Car Is Recovered Or Determined To Be Lost
If your car is stolen and then recovered, youll want to check and see if any personal property has been taken. Comprehensive coverage wont cover stolen property that wasnt a part of the carsuch as a phone or a laptop. However, if you have renters insurance or a homeowners policy, you may be covered.
Next, you should have your car examined by a claims adjuster to determine any damage to the stolen vehicle while it was out of your custody. You wont be liable for this damage so long as your insurance company was contacted after the vehicle was stolen. Insurers typically have a waiting period of around 30 days before accepting a loss on a stolen vehicle.
Once your insurers threshold is reached, youll receive a payment reflecting the value of your car minus the deductible and a determined depreciation amount. In the case that the car is financed or leased, this amount will be paid to the financing or leasing company. If you own the car, you can negotiate with your insurer for a higher value than the initial offer.
Having a third-party assessment for the vehicle can help with your negotiation. You should get assessments regularly, but in the event that you dont have one, you can find comparable cars online to determine the value of your stolen vehicle.
How Can I Check The Vin Number Online
Fortunately, you can also check the VIN of a vehicle online at any carhistory checking platform. If you are interested in knowing the make, model, body style, year, type, class and other details about a vehicle, you can run VIN check on The Auto Experts.
Please note that we will only be able to provide you with the last five digits of the VIN. In fact, all data history providers would offer you only the last five digits. The DVLA data disclosure laws restrict us not to reveal all the 17 digits of the VIN.
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Keys To Detect When A Car Is Stolen
Behind the sale of stolen cars there are always criminals and criminal organizations that alter the vehicles records. Sometimes they may even own disreputable dealerships themselves.
In order not to be cheated, you have to do a little research before buying the car. You can then do the following:
- Inspect the vehicle together with your trusted mechanic. It is necessary to know the mechanical condition of the car. Dont just get carried away by new tires or how good a freshly washed and polished a car body looks.
- Verify the vehicle identification number yourself, through the National Insurance Crime Office . Then compare it to the code on the door, dash, or any other location.
- If the vehicle for sale was reported or stolen and not recovered, it will appear in the NICB database. This is a free service and will help protect you from a fraudulent purchase.
- It is important to also check the vehicle history with Carfax. This service offers valuable information about the property you are buying. Previous owners, possible accident damages, vehicle titles, etc.
A good mechanic will also help detect if the car was previously crashed and save damage that is not visible.
There are even cars whose agency serials are perfectly in place without any alteration. But the vehicle is a hybrid, cut in half at the front and the rest added belongs to another car.
How To Check If A Car Is Stolen In The Uk
With the car one of a households major purchases, discovering you have inadvertently bought a stolen vehicle is not only distressing but can also leave you out of pocket. And, as the police have the power to reclaim the stolen vehicle, you could also have the added inconvenience of being left without your main mode of transport.
But being vigilant as you search for a car as well as conducting some essential checks before you hand over your hard-earned cash can help to save you any unnecessary heartache.
Heres how to check if a vehicle is stolen.
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Know Which Vehicles Are Most Often Stolen
All vehicles are susceptible to theft, but some more than others.
In 2020, the most stolen vehicles were Toyota Camry, Nissan Altima, and Toyota Corolla. Full-size GMC or Dodge pickups were the next-most-targeted, followed by the Jeep Cherokee and Grand Cherokee.
Reports from the National Insurance Crime Bureau indicate that auto theft was on the rise, with over 870,000 cars stolen across the U.S. in 2020 alone, a 9.2 percent increase from the previous year. Because of the prevalence of auto theft, it is important to use due diligence when purchasing a car to avoid getting entangled in a stolen car mess.
What Should I Look Out For
As well as using the key documents to hand to potentially check if a vehicle is stolen, there are other signs that things may not be as they seem.
Also, consider the seller, especially if it is a private transaction. Only accepting cash or a noticeably low asking price for the cars age or condition can both be red flags that this is not their car to sell.
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Why Use The Carly Scanner For A Stolen Car Check
The most affordable and convenient solution for having in-depth insights about a used car is to have your own OBD2 scanner!
However, you need to be aware that most scanners on the market do not offer advanced features such as a used car check.
Most only offer OBD-level diagnostics. This means that they can only show you generic OBD fault codes from the engine and in some cases transmission ECUs.
Carly OBD2 Scanner and App
With an OBD2 scanner and app that also offers a used car check function, such as Carly, you will be able to get the FULL picture of the internal state of the car plus other hidden information.
With the Carly app you can see the cars information from your phone, and if you get a Carly license you will have full access to all of the advanced features.
Depending on your car model, with the Carly app you can:
- Conduct OBD diagnostics
- Read and clear fault codes
- Code your car
- Conduct a used car check
- See real-time parameters
- Do basic maintenance
Additionally, with the same Carly scanner, you can conduct as many used car checks as you want, and on as many cars that you want. Every check will only take a few minutes and you will instantly know if you are purchasing a legit used car or a stolen vehicle!
Water And Vehicles Dont Mix: Dont Get Flooded Out
A flood vehicle is one that has been completely or partially submerged in water to the extent that its body, engine, transmission or other mechanical component parts have been damaged. If the vehicle is damaged to the point of being inoperable, the owners insurance company will settle the claim for a total loss and then sell the vehicle as a salvage vehicle at an auto auction.
In some cases, dishonest dealers and other individuals can buy these vehicles, dry and clean them and sell them to unsuspecting buyers as used vehicles. Many of these vehicles come on the market after natural disasters, such as storms, hurricanes or other natural disasters involving flooding. Dishonest dealers often transport these vehicles to other states and fraudulently obtain a clean title .
Owners who do not have insurance covering vehicle flood damage can clean up their vehicle and offer it for sale themselves, without disclosing the damage. Because they did not report a loss to an insurance company, they will still have the original clean title for their vehicle.
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How To Save Even More Money With The Carly Scanner
In addition to using the Carly scanner and app to detect stolen vehicles and save thousands of dollars on car scams, you can use it to save money on future car maintenance!
Additionally, you can avoid unexpected costly repairs at the mechanic since you can check on your cars health. Conducting consistent checks can help you budget for future repairs, and take action as soon as your car requires it.
Lastly, if you are a car enthusiast like us you can also use the same Carly OBD2 scanner to customize your car through car coding or see the real-time parameters from your car!
Now that you know how to detect if the car you are buying is stolen, you are fully equipped to start your vehicle search! Are you ready?
Top 10 Effective Ways You Can Do To Find Your Stolen Car
We’ve included every possible way here to help you track your stolen car with step-by-step guides. And the infographic below also covers the alarming car theft statistics in 2020 as well as the quick tips about how to find your stolen vehicles.
If you have other effective ways to find a lost or missing car, share with us in the comment below, we will include your ideas in this post.
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What Steps Are Involved In Checking Stolen Car Information
To know how to check if a car is stolen,
- The first step is to search for a suitable vehicle check service and then enter the required vehicle details. Usually, the process is very straightforward, and most inspections simply require the car’s registration number. You can get the registration number from the vehicle’s seller.
- The best way to do is to request the car’s V5C logbook. This document includes official vehicle details such as the make and model, Vehicle Identification Number , registration number, and MOT number.
- After you have confirmed these details match the actual car you’re planning to buy, carry out the vehicle check with a reputable vehicle checking service. A reliable car check will usually cost you a small amount however, it is always worth spending the extra money.