Russell Crowe Generously Donates 5000 To Irish Christmas Charity Appeal
ACTOR Russell Crowe has generously donated 5000 to an Irish Christmas charity appeal.
RTE presenter, Rick O’Shea was astonished when he realised that the Australian actor had donated a large sum of money to the charity helping Ireland’s homeless crisis, yesterday.
Rick had jokingly tweeted that they could do with an influx of donations from the “super rich”.
He wrote: “Any super-rich followers of mine fancy topping that up to 30 so I can stop yammering on about this between now and Xmas?”
Russell’s donation pushed the appeal over the 20,000 mark.
Rick said: “I quite jokingly tweeted the below earlier after my book club appeal for DSPCA and PMV Trust reached 15,000.
“And guess what happened… Russell Crowe donated 5,000. I have no words. Really.
“Thank you, you kind, wonderful man. I now owe you all the pints!”
Where The Rubber Meets The Roadand A Suprisingly Simple Solution
I started driving the car on a daily basis for all of my driving. That was actually a pretty tough thing for do. Having a variety of well-maintained and very reliable cars to drive on a regular basis, there was a certain fear that came up whenever a strange noise made its presence known.
Being a high mileage vehicle didnt help much either, so there where clunks from the suspension on rough roads and the headliner trim rattled from a poor repair job brought about by the sunroof leak. Despite those, getting from Point A to Point B was surprisingly reliable and easy.
All was fine until the third day when the transmission refused to go into park. That was particularly concerning because that could have meant the transmission was bad or that the device preventing a car from being shifted to or from park without the brake being depressed could be bad. Thats not nearly as expensive as a transmission, but still a costly repair.
It took only a few minutes to notice that a broken piece of plastic was preventing the movement of the shift lever. One minute later with the help of a pair of vice-grips, I was able to move the shifter freely!
This is a prime example of how frightening it is to buy an auction vehicle. Had transmission been bad, that would likely be the end of the road for this particular car. It is also very likely that, had this happened to someone less mechanically inclined, this simple problem could have resulted in an unnecessary towing and repair costs.
How To Start A Business
Before we get into which business you should start, lets talk a little bit about how to start a business. While you need to save up your cash for capital investments in things like marketing, inventory, and a location, youll also need to set aside cash in order to make your business a legal entity.
How much money it will take, and how complex the process will be, depend quite a bit on A) What kind of business you are starting, and B) What state you will be operating in.
These days, LLCs , are among the most popular legal entities for entrepreneurs and business owners, and their flexibility and simplicity go a long way in understanding why. Thats why Business Pundit has put together comprehensive guides for entrepreneurs looking to register an LLC in California, in Texas, in Florida, and in a variety of other states. Check them out!
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Whats More Important: Mileage Or Age
When youre looking for a suitable used vehicle, you may come across some offers that dont seem to make sense. For example, a 10-year-old car is selling at a higher price than a 7-year-old car with considerably higher mileage. This may leave you wondering why the older car is more expensive when mileage and age are supposed to go hand-in-hand, but this isnt necessarily true. Mileage and age have a different impact on the value of a vehicle, and they may not be closely related.
Before you search for your ideal vehicle, its essential to know how mileage and age differ from one another. The number of miles on a vehicles odometer is one of the most important factors determining the price of a pre-owned car. Its an indication of the amount of wear and tear the car has sustained over time. As such, a vehicle that has higher mileage will most-likely be costlier than a similar vehicle with fewer miles. Generally, a car with lower mileage also offers better ride quality.
In most cases, the service life of most car parts is dependent on mileage. The number of miles a vehicle traveled has a direct impact on the condition of the engine and suspension, which are parts that usually require major revamping following the accumulation of thousands of miles.
If everything in a vehicle is in good working condition, its age isnt really important.
Questions before you stop by? Contact us online or give us a call at .
Now You’re Ready To Make Your $5000 Used Car Purchase
Remember that you’re going to need auto insurance coverage before you hit the road.
Car insurance is legally required in nearly every state. When you’re wondering what you need to meet the legal requirements and keep your finances safe after an accident, an independent insurance agent can help.
Independent agents work with multiple insurance companies and can show you various quotes before you buy, so you know you’re getting the best deal.
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Is Buying A Car With Over 50000 Miles Bad
When youre trying to determine whether a particular pre-owned vehicle is worth buying, you have to consider the number of miles left in it. A modern vehicle may be able to travel up to 200,000 miles. Therefore, a car with more than 50,000 miles is likely to have up to 150,000 miles left. As such, it can probably serve you for more than 10 years if youre an average car owner who drives about 12,000 miles a year.
There are several factors that can affect the number of miles left on a vehicle, such as maintenance and driving environment. A poorly maintained car is likely to develop major issues sooner, so it wont be able to travel as many miles as one that has been receiving routine maintenance. If a vehicle has mainly been used in a sparsely populated area, it should have more life left in it. This is because it has led an easier and more relaxed life than a similar car that has gone through the daily grind of low-speed, stop-and-go traffic in the city.
Overall, if you find a used vehicle with about 50,000 miles that has been properly maintained and mainly driven in a less congested area, its definitely worth your consideration. It would be ideal if the car appears relatively new and shows little wear and tear.
Hire A Car Accident Attorney
In addition to gathering evidence and helping you estimate how much you can get from a settlement, an experienced attorney will help you get as much as possible by negotiating with the insurance company.
Additionally, if the case has to go to trial you can rest assured that your attorney knows how to best present your case to the jury. This is extremely important since they will ultimately decide how much to award you.
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Provincial Incentive For Electric Cars And Plug
It is possible for residents of the province of Quebec to benefit from a financial help that can go up to $8,000 for the purchase or lease of a 100% electric vehicle or a plug-in hybrid. You can check the list of all eligible new cars. The final incentive amount varies according to the type of EV/PHEV bought or leased:
- $8,000 if the car is 100% electric, and the MSRP is below $75,000
- $3,000 if the car is 100% electric, and the MSRP is between $75,000 and $125,000
- $500 for a plug-in hybrid with a battery between 4 and 7 kWh, and an MSRP below $75,000
- $4,000 for a plug-in hybrid with a battery between 7 and 15 kWh, and an MSRP below $75,000
- $8,000 for a plug-in hybrid with a battery above 15 kWh, and an MSRP below $75,000
- $8,000 if the car works with hydrogen and the MSRP is below $75,000
- $3,000 if the car works with hydrogen and the MSRP is between $75,000 and $125,000
- $1,000 for a low-speed electric vehicle
- $2,000 for an electric motorcycle
- $500 for a low-speed electric motorcycle
This incentive is managed by dealerships at the moment of the transaction. For all the Quebec incentive details, you can visit the program official website.
Federal Incentive For Electric Cars And Plug
In order to reduce greenhouse gas in Canada, the Government of Canada has created a financial incentive to promote the acquisition of zero-emission vehicles like fully electric cars, plug-in hybrids, and hydrogen fuel-cell cars. The incentive amounts to $2,500 for EVs with a battery of less than 15 kWh and $5,000 for those with a battery of 15 kWh or more. The rebate applies to both purchases and leases, as long as the car respects the following criteria:
- Electric cars or plug-in hybrids with 6 passengers or less, and an MSRP lower than $45,000. It is possible to add up to $10,000 in options as long as the final MSRP is under $55,000.
- Electric cars or plug-in hybrids with 7 passengers or more, and an MSRP lower than $55,000. It is possible to add up to $5,000 in options as long as the final MSRP is under $60,000.
To learn more about each individual model, check the list of all eligible vehicles according to their year and version.
The incentive is available since May 1st, 2020 and is applied by the dealerships when you purchase or lease your 100% electric vehicle or your plug-in hybrid. Dealerships are responsible to fill all the required documentation.
Find out all of the programâs details on the Government of Canadaâs official website.
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How Much Should You Spend On A Car Payment
Calculate Your Automotive Budget
Take a few minutes to run down what you spend every month. From your monthly take-home pay, deduct rent or mortgage, bills, groceries, child expenses, savings, and spending on entertainment. You will then discover how much car you can afford.
Not sure what kind of vehicles can you buy with this monthly payment ? Take a look at the Edmunds affordability calculator, which lists vehicles that fall into the price range you’ve predetermined. Keep in mind that the prices on the calculator results page will change based on the trim level, options, sales tax and registration fees, etc.
Does it seem like you might not be able to afford the purchase? We know that feeling. New vehicles have gotten more expensive over the years and our salaries haven’t kept up. In any case, this amount now represents your automotive budget, which, as we’ve noted, is more than just the monthly payment. On to estimating fuel costs and insurance fees.
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How Much Should Your Car Cost Compared To Your Salary
What Is A Credit Score
Auto lenders evaluate an applicants creditworthiness based largely on their FICO score. Created and curated by the Fair Isaac Corp., FICO says its scores which range from 300 to 850 are used by 90% of the nations top lenders.
According to FICO, consumers with scores in the 700-850 range are considered the most reliable borrowers. They get the lowest interest rates and the most favorable loan terms. On the other end of the spectrum, borrowers with scores below 669 are often considered subprime. That means theyll pay more to finance a car.
Though the FICO score is the one used by most lenders, some use a credit score known as the VantageScore, which also uses a scale ranging from 300 to 850.
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Is Buying A Car With Over 100000 Miles Bad
A reliable vehicle with more than 100,000 miles is likely capable of traveling another 100,000 miles or less. If you put about 12,000 miles on the car each year, you may be able to use it for up to 8 years. In this case, its also important to consider the age of the car. If its a 3-year-old car, it means that its owner has been putting more than 30,000 miles on it each year. Due to the tough life it has had, its engine and other components may have sustained more wear and tear than usual.
It can be somewhat risky to buy a vehicle that has racked up more than 100,000 miles. Even if its well-maintained and has about 100,000 miles left in it, such a car is already past its prime. Generally, vehicles are likely to start experiencing problems after the 100,000-mile mark. Also, in most cases, they no longer have a valid manufacturers warranty, meaning you have to pay for repairs out of your own pocket when something goes wrong.
How Do You Buy A Car With Bad Credit
If your credit score is less than optimal, thoroughly check your credit report. If you find an inaccuracy or mistake in your report, be sure to contact both the lender and the reporting agency to have it corrected. In a study conducted by the Federal Trade Commission, one in five people had an error on at least one of their credit reports.
Beyond that, youll have to work to improve a low credit score. Experts advise steadily paying down your existing debt especially high-interest credit cards and making all payments on time.
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Sports Cars Under $5000
Although newer sports cars, or even hot hatches like the Civic Type R, are outside our budget, there are some under-$5000 sports cars out there.
It might be cliché at this point, but an NA or NB Mazda MX-5 Miata is perhaps the definitive entry-level sports car. True, a Miata might not have the S2000s engine or a Toyota 86s rear seats. But its reliable, easy to maintain, and has an extensive fan and aftermarket community. Im not kidding when I say Miata owners genuinely flash and pop-up their headlights at each other.
Although $5000 examples will likely have close to 100,000 miles on them, with proper maintenance the MX-5 can last for years. Its also a great car for learning stick and the convertible roof drops in seconds.
YouTube team Throttle House also recommends the Mazda RX8 as a good sports car for under $5000. Until Mazdas rotary hybrid is actually built, the RX8 represents the last rotary-engine production car ever made.
True, the RX8s rotary engine was flawed in many ways compared to its predecessor, the RX7. However, at least some of its reliability issues were due to owners not understanding the rotary engines quirks. Rotary-expert shop Derwin Performance reports, with proper maintenance, an RX8s engine can easily last over 150,000 miles before a major service.
What Is A Good Credit Score To Buy A Car
How do FICO scores affect how much youll pay over the long haul? Lenders use bands of scores to determine interest rates. These are the bands used by Experian:
- 800-850: A score in this range is considered excellent. Experian says 21 percent of borrowers have a score in this range.
- 740-799: A score in this range is viewed as being very good. Borrowers in this category qualify for low interest rates, but not as low as those for borrowers with excellent credit. Roughly 25 percent of all borrowers have a FICO score within this range.
- 670739: Roughly 21 percent of borrowers have a score that falls within this range. A score in this category is considered good and will qualify you for a decent rate.
- 580-669: About 17 percent of people have a score in this range. This type of credit score is considered to be fair, and it places you in the subprime category. Subprime borrowers pay higher interest rates than those with good, very good, or excellent credit.
- 300-579: A score in this range is considered very poor and places you in the subprime category. Roughly 16 percent of borrowers have scores in this range. Borrowers in this category pay the highest interest rates, and some may be denied credit altogether.
You can expect to pay anywhere from a few to 15 percentage points more for a loan than a borrower with good credit and those percentage points can make your monthly payment much higher.
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